Get Year-End Ready So
You’re New-Year Steady
You’ve locked in your benefits—nice! But, don’t go on autopilot just yet. A few quick check-ins before the end of the year can save you stress later. And a few easy actions in January can set you up for a strong start to the new year.
Here are some steps to take to close 2025 out right and hit the ground running in 2026:
Before the end of the year:
Use your Healthcare and Dependent Care Flexible Spending Account (FSA) funds before you lose them. Remember—you can only carry over $660 from your Healthcare FSA in 2026, and you can’t carry over Dependent Care FSA funds.
Submit your FSA receipts for reimbursement (if applicable). Get them in by Dec. 31, 2025, for Dependent Care FSA expenses and Mar. 15, 2026, for Health Care FSA expenses.
Review your personal information, tax-withholding status, and dependent and beneficiary information. Avoid any surprises in the coming year by ensuring your information is up to date.
Schedule your 2026 preventive care visits. It may take a while to get in for appointments. Set them up now so you aren’t scrambling later.
Explore our financial wellness benefits. Whether it’s confirming your 401(k) contribution strategy, scheduling a free financial planning session with Goldman Sachs Ayco or mapping out your big expenses and goals for 2026, give yourself a head start now.
As the new year begins:
Review your first paycheck. Make sure your benefits deductions are being taken as they should, and that any changes to your compensation are properly reflected.
Take advantage of your 8 no-cost Spring Health therapy sessions. Remember, these reset each year, so you and each household family member have 8 new sessions to use in 2026.
Explore our wellness programs. We have something to help everyone prioritize their wellness. Explore our resources and take advantage of everything available to you in 2026.
Learn how your benefits reset. Medical, dental and vision deductibles, out-of-pocket maximums and other plan design components go back to $0. Think about what that means for your cost of care, so you can prepare for upcoming expenses.
Bookmark cloroxbenefitsinfo.com. Have a big life change or Leave of Absence coming up, or just need an answer to a benefits question? Check out our website first — it’s your go-to for the latest information and quick answers about all things benefits.
Looking for a way to spend your Healthcare FSA funds?
Visit fsastore.com to find thousands of products eligible for purchase—from suncare and pain relief, to acne and skincare, to women’s health products, to so much more.
Want to make an appointment with Goldman Sachs Ayco?
It’s quick and easy. Use single sign-on to access The Well > US Total Rewards > Quick Links > Financial Planning (Goldman Sachs Ayco). Then, follow the prompts.
Above all, we wish you and your loved ones a happy, healthy, less-stress holiday season, and we look forward to helping you be well and thrive in 2026 and beyond!
